Business credit & funding
From foundation to funded.
Three programs. Three levels of help. Do it yourself with our playbook, hand the whole thing to a dedicated success manager, or keep your file lender-ready year after year.
The journey
Three engines. One path.
Foundation
EIN, entity, banking, address, phone, website, D-U-N-S, NAICS, business email.
Fundability
Score your readiness, see what's missing, and improve every factor.
Matching
Get matched to vendor accounts, LOCs, SBA, equipment, and revenue-based funding.
Programs
Pick how much help you want.
Each plan does a different job. Pick by how much of the work you want on your plate — not by price. Every plan ends with a clear, finished outcome.
An initial assessment and program-specific action plan are included in Accelerator and Concierge. The standalone $1,299 Roadmap is an optional alternative, not an additional required purchase.
DIY
Business Accelerator
You do the work — we hand you the playbook
Your initial assessment and guided action plan are included. No separate roadmap purchase is required.
You build your own business credit, step by step, using our exact checklist. We coach you. You file, open, and apply.
Best for
Hands-on founders with time, aiming for $0–$50K in funding over 6–9 months.
What's included
- 9-step foundation tracker — EIN, entity, address, phone, website, bank, D-U-N-S, NAICS
- Live fundability score (0–100), refreshed monthly
- Vendor tradeline plan in the right order (Tier 1 → Tier 4)
- Funding match engine — vendor LOCs, SBA, equipment, revenue-based
- Platinum Business Coach™ chat — 50 messages a month
- Monthly progress report + your next 3 tasks
How it works
- You: open accounts, file paperwork, send applications
- We: tell you exactly what to do next and check your work
You walk away with
A funding-ready business profile built by you, scored by us.
Done for you
Business Credit Concierge
We do the work — you sign and submit
$4,491 total — three payments of $1,497
Your comprehensive assessment and personalized strategic roadmap are included in your program price. No separate roadmap purchase is required.
Hand it over. A dedicated success manager builds your business credit file, prepares the lender packet, and gets you submission-ready.
Best for
Owners targeting $50K–$250K in funding in the next 90–180 days who want it handled.
What's included
- Dedicated success manager + weekly working sessions
- Full foundation built by our team (entity, D&B, bureaus, web, email, phone)
- Responsible authorized-user education across Tier 1–Tier 3 vendors
- Lender-ready packet — financials, bank narrative, use of funds
- Phase-by-phase pipeline with milestone billing visibility
- Direct lender introductions once your file scores funding-ready
- Priority support — same-day response
How it works
- We: perform every task, prepare every document
- You: review, approve, and sign
You walk away with
A complete, lender-ready funding file with introductions to matched lenders.
Ongoing upkeep
Platinum Maintenance™
Stay funding-ready year after year
Includes an initial maintenance review to set your ongoing monitoring and support priorities. This is a maintenance review, not a new comprehensive assessment and roadmap.
Once your file is built, this is how you keep it strong. Quarterly reviews, tradeline upkeep, and alerts so you're always ready for the next funding round.
Best for
Graduates of Accelerator or Concierge who return to capital markets every 6–18 months.
What's included
- Quarterly fundability review with written memo
- Tradeline upkeep — utilization, reporting cadence, swaps
- Bureau monitoring — D&B, Experian Business, Equifax Business
- Funding watchlist alerts when new programs match your profile
- Annual strategy refresh + next-round planning
- Direct access to your maintenance lead
How it works
- Business Credit Maintenance is available exclusively to clients who have successfully completed our Business Credit Accelerator or Concierge Program. Prior program completion is required before enrollment.
- We: protect, refresh, and alert. You: stay focused on the business.
You walk away with
An actively maintained file, so you are prepared when an opportunity comes up.
Not sure where to begin? Our Business Credit Assessment & Strategic Roadmap provides a personalized starting point. You may also enroll directly in Accelerator or Concierge without purchasing the Roadmap. Purchasing the standalone Roadmap does not by itself qualify a business for Maintenance.
Optional alternative starting point — not required
Business Credit Assessment & Strategic Roadmap
Understand your business before you build.
A review of your business credit profile, structure and credibility, and funding readiness — with the opportunities and obstacles we find, personalized recommendations, and a written business credit development roadmap. This is an assessment and planning service, not an implementation program; implementation and ongoing help are priced separately.
Side by side
Not sure which one?
Disclosure: Platinum Credit Group provides business credit education, fundability preparation, and funding readiness services. We are not a lender and do not guarantee approval, funding amounts, rates, or timelines. All offers and decisions are made solely by third-party lenders.