Personal credit

How it works, and what it costs

Three simple steps. You decide at every step — nothing is added without your approval.

1
Free assessment
Free
See where you stand in minutes.
2
Audit & Blueprint
$550 one-time
Your report reviewed, plus a written action plan.
3
Ongoing service (optional)
$99/month
Only if you choose it after your Audit. Never starts automatically.

Financial Intelligence Blueprints

Choose the Level of Intelligence You Need

Start with the free assessment, or move to the Platinum Financial Intelligence Audit™ — the one-time paid analysis whose findings and personalized Roadmap are included and give you a documented next step you can act on yourself. Neither guarantees removal, correction, approval, or a specific score outcome. Your $550 Platinum Financial Intelligence Audit™ is a complete, standalone deliverable: analysis of the information you provide, findings, priorities, a personalized roadmap, and recommended next steps you may act on yourself. It is not a setup fee, an enrollment fee, or a prepayment for any other service.

Awareness

Free Financial Snapshot

Upload your credit report to receive a preview snapshot with 3 Intelligence Metrics™ and top recommendations.

Best for

›Initial awareness
›High-level report observations
›Basic readiness direction
›Understanding whether deeper analysis may be useful

What's included

Financial Intelligence Snapshot PDF
3 Intelligence Metrics™ preview
Top strategic recommendations
Funding readiness indicator

Does not include account-level findings, lender simulations, human analyst review, or a prioritized action plan.

Begin Free Snapshot

Platinum Financial Intelligence Audit™

—One-Time Audit Fee · one-time

A comprehensive paid analysis of the credit and financial information you provide, delivered as findings, priorities, and a personalized roadmap of recommended next steps you can act on.

Best for

›Detailed report analysis
›Account-level findings
›Identification of material risks and opportunities
›Mission-focused recommendations
›Prioritized action planning
›A clearer explanation of what may require additional service

What's included

Comprehensive analysis of the credit information you provide
Detailed findings with plain-language explanations
Prioritized recommendations for the areas needing attention
Personalized Financial Roadmap — included, no separate purchase
Client dashboard / Command Center access
Client resource and education library
Secure document center access
Progress tracking and periodic reassessment

Human review: findings are AI-generated and reviewed by a Platinum analyst before delivery when the engine flags low parsing confidence or a compliance-sensitive finding. Strategic consultation is not included at this level.

Get Your Financial Intelligence Blueprint — —

Strategy

Executive Financial Intelligence Case File

—one-time

The Executive Blueprint — deeper strategic scope: multi-objective scenario modeling, an extended review pass, and a longer-term roadmap.

Best for

›Complex financial profiles
›Multiple financing objectives
›Executive-level planning
›Deeper scenario analysis
›Longer-term roadmaps
›Enhanced professional review, where included

What's included

Full Underwriting Intelligence Engine™
16 lender-grade scenario simulations
Funding Matrix & Scenario Modeling
Complete strategic roadmap
Priority admin-reviewed delivery

This tier is defined by added strategic depth, scenario breadth, and review — not simply by additional pages. It is not legal, tax, or investment advice, and no outcome is guaranteed.

Unlock Strategy — —

Step 3 · Optional

Credit Restoration Program™

$99 / month

Ongoing professional review and support for reporting issues found in your Audit. You choose it separately after your Audit — it never starts on its own.

Learn about Credit Restoration

Global disclosure

Platinum Credit Group provides educational services, financial organization tools, coaching, and technology-assisted workflow support designed to help consumers better understand and organize their financial situations.

We are not a law firm, do not provide legal advice or legal representation, and do not prepare or file bankruptcy petitions. Nothing on this website should be interpreted as legal advice, financial guarantees, or promises of specific outcomes. Individual circumstances vary.

Consumers should consult a licensed attorney regarding legal rights, bankruptcy eligibility, legal strategy, and court filings. Where appropriate, Platinum Credit Group may provide access to independent attorney referral resources; participating attorneys are independent professionals and not employees, agents, or representatives of Platinum Credit Group. Attorney selection remains solely the client's decision.